AM I ELIGIBLE FOR A VA MORTGAGE LOAN?

DO I QUALIFY FOR A VA LOAN?

When did you serve? You meet the minimum active-duty service requirement if you served for at least this amount of time:

Between September 16, 1940, and July 25, 1947 (WWII)

• 90 total days, or
• Less than 90 days if you were discharged for a service-connected disability

Between July 26, 1947, and June 26, 1950 (post-WWII period)

• 181 continuous days, or
• Less than 181 days if you were discharged for a service-connected disability

Between June 27, 1950, and January 31, 1955 (Korean War)

• 90 total days, or
• Less than 90 days if you were discharged for a service-connected disability

Between February 1, 1955, and August 4, 1964 (post-Korean War period)

• 181 continuous days, or
• Less than 181 days if you were discharged for a service-connected disability

Between August 5, 1964, and May 7, 1975 (Vietnam War), or February 28, 1961, to May 7, 1975, if you served in the Republic of Vietnam

• 90 total days, or
• Less than 90 days if you were discharged for a service-connected disability

Between May 8, 1975, and September 7, 1980 (post-Vietnam War period), or Between May 8, 1975, and October 16, 1981, if you served as an officer

• 181 continuous days, or
• Less than 181 days if you were discharged for a service-connected disability

Between September 8, 1980, and August 1, 1990, or Between October 17, 1981, and August 1, 1990, if you served as an officer

• 24 continuous months, or
• The full period (at least 181 days) for which you were called to active duty

Between August 2, 1990, and the present (Gulf War)

• 24 continuous months, or
• The full period (at least 90 days) for which you were called or ordered to active duty, or
• At least 90 days if you were discharged for a hardship, a reduction in force, or for convenience of the government, or
• Less than 90 days if you were discharged for a service-connected disability

You separated from service after September 7, 1980, or After October 16, 1981, if you served as an officer

• 24 continuous months, or
• The full period (at least 181 days) for which you were called or ordered to active duty, or
• At least 181 days if you were discharged for a hardship, a reduction in force, or for convenience of the government, or
• Less than 181 days if you were discharged for a service-connected disability